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James Little Agency

Auto, Life & Home Insurance in Southlake TX

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Homeowners insurance

check insurance rates

What affects your homeowner insurance rates in Texas?

January 9, 2023 by James Little

Homeowners insurance rates in Texas are influenced by several factors, including: Location: the location of the property can impact the rate. Areas prone to natural disasters or high crime rates are likely to have higher rates. Age and condition of the home: the age and condition of the home, including the presence of older electrical …

Read moreWhat affects your homeowner insurance rates in Texas?
home insurance southlake

How Much Is Too Much When It Comes to the Protection for Home Insurance?

July 21, 2022 by James Little

Every one of us wants to protect our property as much as we can. It is the fruit of our labor that we have worked hard to acquire. One way of ensuring that your prized possessions, such as your home, are protected is by acquiring homeowner insurance.  However, many policyholders are still debating about how …

Read moreHow Much Is Too Much When It Comes to the Protection for Home Insurance?
firearm insurance amount

What Is The Maximum Amount That I Can Insure My Firearms For In Texas?

May 25, 2022 by James Little

Do you want to know the maximum cost of getting your firearm insured in Texas? If your answer is yes, then you’re in the right place. Here, we’ll present you with a couple of options, depending on how much coverage you want in return.  You could pay more now and get a bigger insurance claim …

Read moreWhat Is The Maximum Amount That I Can Insure My Firearms For In Texas?
home insurance faq

Home Insurance in Texas – FAQs

February 20, 2022 by James Little

How to lower the cost of my home insurance policy? Well, there are quite a few ways to lower the cost of your homeowner’s insurance policy. The easiest thing is to request a comprehensive review of the policy. It isn’t surprising to find quotes on various types of homeowners insurance, which will vary a few …

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home insurance fort worth

Does Home Insurance Cover Home Improvements?

February 8, 2022 by James Little

Generally, your standard homeowners’ insurance policy will cover renovations also referred to as home improvements. However, you will always want to check with your insurance agent before starting the project to ensure that you are covered adequately. There are reasons why we advise you do this: Home improvements increase the rebuilding costs of a home, …

Read moreDoes Home Insurance Cover Home Improvements?
independent insurance agent

Why Are Independent Agents Better Than Big Insurance Providers?

January 18, 2022 by James Little

In the insurance world, you will run into two types of insurance agents. One set of them is independent, and the other is captive. Unfortunately, many people aren’t familiar with these terms. Captive insurance agents sell insurance from only one type of provider. However, independent agents have access to many insurance companies or carriers, offering …

Read moreWhy Are Independent Agents Better Than Big Insurance Providers?
property damage

Who Is Responsible If My Neighbor’s Tree Destroys My Property?

November 29, 2021 by James Little

Just about everyone loves trees, and not only do they beautify the landscape, but they are home to birds and insects. However, trees can fall, and often times when they do; it is on the neighbor’s property. If a tree has damaged your property, the first thing to determine is who does the tree belong …

Read moreWho Is Responsible If My Neighbor’s Tree Destroys My Property?
southlake texas st emilion

What Can I Do To Decrease The Cost Of Home Insurance?

October 31, 2021 by James Little

As a homeowner, you can’t avoid the cost of homeowners insurance. However, what you end up paying for insurance will vary depending on where you live, the age of your home, and its condition. The average a homeowner can expect to pay around $1200 an annum. It certainly comes across as a significant expense, but …

Read moreWhat Can I Do To Decrease The Cost Of Home Insurance?
solar panel insurance

Does Home Insurance Cover Solar Panels?

October 5, 2021 by James Little

Over the past few years, homeowner priorities have somewhat expanded. Even though we are still concerned with the inside of our homes, the add-ons are now more relevant than ever before. Today, eco-friendly homes can help people save money, and that’s why they are in high demand. Solar panels happen to be the most popular …

Read moreDoes Home Insurance Cover Solar Panels?
home office insurance

Are Home Offices Covered By Insurance?

August 30, 2021 by James Little

Today, with many people forced to work from home, one of the questions people ask a lot is if a home office is covered by insurance. For instance, will your printers, desktop computer, keyboards, iPads, etc., all the essential tools you need to work, even if it is in the kitchen, be covered? The problem …

Read moreAre Home Offices Covered By Insurance?
House replica with homeowners insurance in Texas

Who Offers the Best Homeowners Insurance in Texas?

May 4, 2021 by James Little

Who Offers the Best Homeowners Insurance in Texas? Floods, earthquakes, hail storms, and hurricanes, are just some of the natural disasters a Texas homeowner must be aware of. So, when searching for the best homeowners insurance in Southlake, Texas, there are a few things you’ll need to look for in your coverage. These often include …

Read moreWho Offers the Best Homeowners Insurance in Texas?
gun insurance

Gun Insurance: What you Need to Know About Firearms in TX

January 26, 2021 by James Little

Firearm possession has become incredibly popular in the state of Texas. Today many people choose to possess firearms as a means of personal protection and self-defense. Now when it comes to ensuring your firearms, things can get a little confusing! So in this article, we’ll briefly cover the concept of Gun Insurance and the significance …

Read moreGun Insurance: What you Need to Know About Firearms in TX
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James Little Agency, LLC

1560 E Southlake Blvd
Suite 100
Southlake, TX 76092

+18173804952

Open Mon – Fri

8 AM – 5 PM

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