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James Little Agency

Auto, Life & Home Insurance in Southlake TX

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faq

Holiday Magic in Southlake, Texas: Top Things to Do During the Festive Season

October 30, 2023 by James Little

Introduction As the holiday season approaches, the charming city of Southlake, Texas, comes alive with enchanting festivities and heartwarming traditions. From dazzling light displays to unique shopping experiences and family-friendly events, Southlake offers a plethora of exciting activities to make your holidays memorable. In this article, we’ll explore the top things to do in Southlake …

Read moreHoliday Magic in Southlake, Texas: Top Things to Do During the Festive Season

Preventing Damage During Colder Weather

October 9, 2023 by James Little

Introduction While Texas is known for its milder winters compared to some other states, it’s not immune to occasional cold weather spells. During these colder months, homes in Texas can still be vulnerable to various issues, such as frozen pipes, heating problems, and other forms of winter-related damage. To ensure that your home remains cozy …

Read morePreventing Damage During Colder Weather
holiday accidents

5 Texas-sized Reasons You Need Homeowners Insurance

September 30, 2023 by James Little

Home for the Holidays? Yeehaw, it’s that time of the year again! The Lone Star State is gearing up for the holiday season, and Texans sure know how to celebrate in style. But amidst the cheer and festivities, there’s one thing every Texan should remember to check off their holiday to-do list: getting homeowners insurance. …

Read more5 Texas-sized Reasons You Need Homeowners Insurance
home accidents

Common Mishaps That Might Necessitate a Home Insurance Claim

September 12, 2023 by James Little

Owning a home is a rewarding experience, but it’s not always smooth sailing. Life happens, and sometimes unexpected mishaps occur inside your sanctuary. That’s when your trusty home insurance comes to the rescue. In this article, we’ll explore some of the most common mishaps inside a home that could lead to filing a claim with …

Read moreCommon Mishaps That Might Necessitate a Home Insurance Claim
heat

Preventing Heat Damage to Your Home and the Viability of Home Insurance Claims

August 29, 2023 by James Little

As the sun’s rays intensify during the scorching summer months, our homes become vulnerable to the stealthy threat of heat damage. From warping wood to faded paint and cracked foundations, the impacts of excessive heat on a home’s structural integrity can be far-reaching. In this article, we will delve into proactive strategies for preventing heat …

Read morePreventing Heat Damage to Your Home and the Viability of Home Insurance Claims
foundation damage

Preventing Foundation Repair Issues and Exploring Home Insurance Add-ons

August 15, 2023 by James Little

Homeownership is a cherished achievement, providing stability and a sense of belonging. However, for homeowners in regions like Texas, foundation repair issues can pose significant challenges. The unique geological conditions of certain areas make homes susceptible to foundation damage, which can be costly and stressful to address. In this article, we will delve into proactive …

Read morePreventing Foundation Repair Issues and Exploring Home Insurance Add-ons
violent crimes insurance

Home Insurance and Violent Crime

May 7, 2023 by James Little

Home insurance rates in Texas are affected by many factors, including the location of the property, the type of property, and the homeowner’s claims history. However, one of the most significant factors that can impact home insurance rates in Texas is violent crime. Violent crimes, such as assault, robbery, and murder, can lead to property …

Read moreHome Insurance and Violent Crime
boat insurance premiums

How much will insuring my boat cost?

April 24, 2023 by James Little

Boat ownership can be a thrilling and rewarding experience, but it also comes with a set of responsibilities and financial obligations. One of those responsibilities is obtaining boat insurance, which is necessary to protect yourself, your passengers, and your vessel against various risks and liabilities. However, the cost of boat insurance can vary greatly depending …

Read moreHow much will insuring my boat cost?

How to Make Sure you are covered for a cross country RV trip

April 11, 2023 by James Little

Planning a trip in an RV is an exciting adventure that many people dream of doing. The freedom to explore the open road and experience different cultures and landscapes can be an unforgettable experience. However, before embarking on this journey, it is essential to make sure you have the right insurance to protect yourself, your …

Read moreHow to Make Sure you are covered for a cross country RV trip
southlake boat insurance

When is the best time to check your boat insurance rates?

February 7, 2023 by James Little

If you own a boat in Texas, you know that having the right insurance coverage is essential. Not only does it protect your investment, but it also ensures that you’re covered in case of an accident or other unforeseen events. However, insurance rates can change over time, so it’s essential to check your boat insurance …

Read moreWhen is the best time to check your boat insurance rates?

How to Change Insurance Providers

November 21, 2022 by James Little

Questions That Are Often Asked Regarding Changing Home Insurance Providers Homeowners who are thinking about switching home insurance carriers typically have a lot of concerns about the switching process. We have answered some of these questions to help make the process easier for homeowners. When is the right time to switch homeowners insurance providers? There …

Read moreHow to Change Insurance Providers
home insurance southlake

How Much Is Too Much When It Comes to the Protection for Home Insurance?

July 21, 2022 by James Little

Every one of us wants to protect our property as much as we can. It is the fruit of our labor that we have worked hard to acquire. One way of ensuring that your prized possessions, such as your home, are protected is by acquiring homeowner insurance.  However, many policyholders are still debating about how …

Read moreHow Much Is Too Much When It Comes to the Protection for Home Insurance?
summer car insurance discounts

Best Way To Save Money On Car Insurance During The Summer

June 29, 2022 by James Little

Getting car insurance can give you peace of mind if you ever find yourself in an accident, your car gets stolen, vandalized, or suffers natural disaster damage. It’s a wise choice to protect your investments. Car insurance comes at a cost. But, this shouldn’t frighten you away from getting one. There are ways to lessen …

Read moreBest Way To Save Money On Car Insurance During The Summer
insuring classic cars

What Is the Best Way to Insure a Classic Car?

June 5, 2022 by James Little

The concept of car insurance is pretty simple; if you happen to be involved in an auto crash with your vehicle, your insurance company helps reduce the financial burden the incident exerts on you. Since time immemorial, insurance companies have been helping reduce the financial burden on their customers worldwide when ugly incidents occur. For …

Read moreWhat Is the Best Way to Insure a Classic Car?
firearm insurance amount

What Is The Maximum Amount That I Can Insure My Firearms For In Texas?

May 25, 2022 by James Little

Do you want to know the maximum cost of getting your firearm insured in Texas? If your answer is yes, then you’re in the right place. Here, we’ll present you with a couple of options, depending on how much coverage you want in return.  You could pay more now and get a bigger insurance claim …

Read moreWhat Is The Maximum Amount That I Can Insure My Firearms For In Texas?
multiple homes insurance

If I Own Multiple Homes, Can I Put Them All Under the Same Policy?

May 5, 2022 by James Little

Owning a home in the United States is an achievement and a primary pillar of the “American Dream.” For this reason, the need to own a house is increasing every day.  As people buy houses, the need to protect them comes knocking at the door. Owning a home is one thing; the other is protecting …

Read moreIf I Own Multiple Homes, Can I Put Them All Under the Same Policy?
insurance claims

How Long Does It Take To Get Reimbursement From A Home Insurance Claim In Texas? 

April 16, 2022 by James Little

For many Texans, housing insurance is crucial to securing the future of their homes and that of their household. As a state that is notoriously prone to natural disasters, this could not be any more important.  As a result, home insurance is popular in Texas, and it posts some of the shortest time frames for …

Read moreHow Long Does It Take To Get Reimbursement From A Home Insurance Claim In Texas? 
home office insurance

Home Office Insurance FAQs

March 4, 2022 by James Little

Does my homeowners’ insurance policy cover my home office too? The short answer is that it does not. For the most part, homeowners’ insurance is only meant to cover personal property, i.e., ones for personal use. That means any items that are lost which are not of personal use, i.e., which are being used for …

Read moreHome Office Insurance FAQs
home insurance faq

Home Insurance in Texas – FAQs

February 20, 2022 by James Little

How to lower the cost of my home insurance policy? Well, there are quite a few ways to lower the cost of your homeowner’s insurance policy. The easiest thing is to request a comprehensive review of the policy. It isn’t surprising to find quotes on various types of homeowners insurance, which will vary a few …

Read moreHome Insurance in Texas – FAQs
home insurance save money

The best way to save money on home insurance in 2022

January 31, 2022 by James Little

With so many companies offering home insurance, it can be difficult to find the best deal. The best way to save money on home insurance in 2022 is to compare quotes from different companies and find out which one offers the best price. This will not only help you save money on home insurance, but …

Read moreThe best way to save money on home insurance in 2022
independent insurance agent

Why Are Independent Agents Better Than Big Insurance Providers?

January 18, 2022 by James Little

In the insurance world, you will run into two types of insurance agents. One set of them is independent, and the other is captive. Unfortunately, many people aren’t familiar with these terms. Captive insurance agents sell insurance from only one type of provider. However, independent agents have access to many insurance companies or carriers, offering …

Read moreWhy Are Independent Agents Better Than Big Insurance Providers?
credit score insurance

How Does Good Credit Affect My Insurance?

December 31, 2021 by James Little

It goes without saying that your credit score ultimately decides your financial fate. Whether  you are applying for a home loan or auto loan, a high credit score improves your chances of getting approved and for hopefully the lowest possible interest rates. On the other hand, bad credit can have the opposite effect. While there …

Read moreHow Does Good Credit Affect My Insurance?
save money life insurance

What Can I Do To Decrease The Cost Of Life Insurance?

November 6, 2021 by James Little

Let’s face it life insurance happens to be a necessary expense. It is like many other insurance products we need and use but want to pay as little as we can. However, think of it as a less painless way to save money for when you’re not around. That said, you can do a few …

Read moreWhat Can I Do To Decrease The Cost Of Life Insurance?
southlake texas st emilion

What Can I Do To Decrease The Cost Of Home Insurance?

October 31, 2021 by James Little

As a homeowner, you can’t avoid the cost of homeowners insurance. However, what you end up paying for insurance will vary depending on where you live, the age of your home, and its condition. The average a homeowner can expect to pay around $1200 an annum. It certainly comes across as a significant expense, but …

Read moreWhat Can I Do To Decrease The Cost Of Home Insurance?
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Southlake, TX 76092

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