Auto, Life & Home Insurance in Southlake TX
What is the difference between buying insurance through an independent agent and a larger insurance company? One of the questions that people always us here at James Little Agency is: “Is it better to buy their insurance from an independent agent in Fort Worth versus directly from a company?” While the two options may appear to be …
What You Should Know About Covid-19 and Life Insurance The pandemic of 2020, COVID-19, has significantly changed life insurance policies and one’s view on life insurance. Perhaps most noticeably, we’re seeing more and more people talk about life insurance and more younger individuals purchasing policies. It seems like COVID-19 has gotten people asking themselves, “if …
Why You Are Never Too Young To Get Life Insurance As a young person, the last thing you will want to think about is your life ending. Most young people in their teens, 20s, and early 30s are living life. They are wild, energetic, and engage in lots of sports because they tend to be …
Glossary of Homeowners Insurance Terms Below is a glossary of Homeowners Insurance Terms: Actual cash value (ACV):The value of your property, based on the current cost to replace it minus depreciation. Also see “replacement cost.” Additional living expenses (ALE):Reimburses the policyholder for the cost of temporary housing, food, and other essential living expenses, if the …
HOA Q’s Ask what type of homeowners insurance policy they are selling. Is it the HO-B, HO-A, or another policy? If it is an HO-A, ask if any coverage has been added to the base HO-A policy. Verify what they tell you with an independent source (such as the OPIC policy comparison chart ) If it is another policy …
Glossary of Auto Insurance Terms A general understanding of basic auto insurance terms will help you understand what you are and aren’t covered for in your policy. The following auto insurance terms are offered to give you a basic explanation of the terms you may hear or read when shopping for auto insurance. Feel free to give us a call at …
