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James Little Agency

Auto, Life & Home Insurance in Southlake TX

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Questions to ask a Homeowners Insurance Agent

May 26, 2014 by James Little
'I sure hope we have a major contingency'

HOA Q’s

Ask what type of homeowners insurance policy they are selling. Is it the HO-B, HO-A, or another policy?

If it is an HO-A, ask if any coverage has been added to the base HO-A policy. Verify what they tell you with an independent source (such as the OPIC policy comparison chart )

If it is another policy (i.e. a company’s national policy) ask how it compares to the HO-B or the coverage you currently have.

Again, verify what they tell you with an independent source (such as the OPIC policy comparison chart) and NEVER take “It’s basically the same coverage as you had before” for an answer.

Remember, even with the amendments the HO-A is a named perils policy and does not cover all perils covered under the HO-B or other “All Risk” policies.

Category: BlogTag: faq, home, home insurance
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James Little Agency, LLC

1560 E Southlake Blvd
Suite 100
Southlake, TX 76092

+18173804952

Open Mon – Fri

8 AM – 5 PM

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  • Home
  • About
  • Testimonials
  • Cities Served By County
  • Service Requests
  • Auto
  • Commercial
  • HomeOwners Insurance
  • Condominium Insurance
  • Flood Insurance
  • Landlord Insurance
  • Renters Insurance
  • Umbrella Insurance
  • Life
  • Contact
  • Call us today for a free quote – 817-380-4952

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