Questions about Landlord Insurance?

A rental property is a great long-term investment. Especially when it’s fully protected.

Rental properties are important investments and often valuable sources of income. What would happen if the buildings you own were damaged? In addition, what if a tenant or guest was injured on your property?

A landlord insurance policy can help protect landlords with smaller properties – from single-family homes up to four-family rental units. Properties for more than four families typically fall into the category of apartment buildings and require commercial policies.

In addition to property and liability coverage, a landlord insurance policy provides for special risks landlords may face, like:

• Damages you could be legally obligated to pay 
• Legal counsel and fees 
• Up to 12 months of lost rental income