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James Little Agency

Auto, Life & Home Insurance in Southlake TX

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Condominium Insurance

Questions about Condo Insurance?

You’ve come to the right place!

It’s important to understand where the condo association’s coverage ends and where your responsibility begins.

Condominiums require a special type of homeowner’s insurance. Condominiums are insured differently than typical homes or apartments. In general, the outside of the building is insured by the condo association, while the unit owner bears the responsibility for covering the inside.

You want to feel secure knowing that your investment is well protected. It’s important to understand where the condo association’s coverage ends and where your responsibility begins. Condominium policies cover alterations, appliances, fixtures, and improvements that are part of the interior of the condominium unit. Condominium policies can also cover the condominium owner’s personal property and can reimburse you for medical expenses and liability claims resulting from property damage and personal injury to other people caused by you or members of your family.

PLEASE NOTE: Condominium policies do not cover loss to the exterior of a structure. This is the responsibility of the Condominium Association’s policy.

A condominium policy will also pay for additional living expenses or more commonly known as Loss of Use. Loss of Use will cover your expenses if you are forced to move into a hotel or apartment temporarily because of a covered loss to your condominium.

Contact us today and see why so many people just like you prefer working with an independent insurance agent.

Helpful Links

  • Federal Emergency Management Agency
  • Insurance Institute for Highway Safety
  • NADA Guide
  • National Flood Insurance Program
  • Office of Public Insurance Counsel
  • Texas Department of Insurance
  • Texas Department of Public Safety

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James Little Agency, LLC

1560 E Southlake Blvd
Suite 100
Southlake, TX 76092

+18173804952

Open Mon – Fri

8 AM – 5 PM

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  • Home
  • About
  • Testimonials
  • Cities Served By County
  • Service Requests
  • Auto
  • Commercial
  • HomeOwners Insurance
  • Condominium Insurance
  • Flood Insurance
  • Landlord Insurance
  • Renters Insurance
  • Umbrella Insurance
  • Life
  • Contact
  • Call us today for a free quote – 817-380-4952

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