Auto, Life & Home Insurance in Southlake TX
5 Places to Visit with kids in Fort Worth, Texas Being the 5th largest city in Texas, you’ll find you’re never going to get bored in Fort Worth. This multi-cultural city is home to all kinds of adventures and activities! You can visit the zoo, art museum or take a stroll through the gardens. There’s …
When it comes to comparing your insurance rates, be it auto insurance of life, it’s critical to begin your research as soon as possible. Insurance is a tricky business. Purchasing car insurance one year can be cost-effective at that moment in time; however, it may no longer be cost-effective in the following years. So, When …
Firearm possession has become incredibly popular in the state of Texas. Today many people choose to possess firearms as a means of personal protection and self-defense. Now when it comes to ensuring your firearms, things can get a little confusing! So in this article, we’ll briefly cover the concept of Gun Insurance and the significance …
What is the difference between buying insurance through an independent agent and a larger insurance company? One of the questions that people always us here at James Little Agency is: “Is it better to buy their insurance from an independent agent in Fort Worth versus directly from a company?” While the two options may appear to be …
What You Should Know About Covid-19 and Life Insurance The pandemic of 2020, COVID-19, has significantly changed life insurance policies and one’s view on life insurance. Perhaps most noticeably, we’re seeing more and more people talk about life insurance and more younger individuals purchasing policies. It seems like COVID-19 has gotten people asking themselves, “if …
Great places to enjoy around Southlake The enchanting little town of Southlake is home to all sorts of attractions families can enjoy year-round. It’s a small little suburb enriched with great neighbors, trails, wildlife, and parks. So, next time you’re in Southlake, Texas, pay a visit to these lovely attractions. Trinity River Audubon Center at …
Why You Are Never Too Young To Get Life Insurance As a young person, the last thing you will want to think about is your life ending. Most young people in their teens, 20s, and early 30s are living life. They are wild, energetic, and engage in lots of sports because they tend to be …
Is Homeowner Insurance In More Important Than Ever? The goal of homeowner insurance is to help the owner retain their financial stability in the event of loss or damage. In return, the owner agrees to pay a small fee to the insurance company in exchange for the company bearing the financial burden of any repairs …
Top 3 Reasons to buy homeowners insurance Buying a home for many people is the single largest investment they have ever made. Many Americans may also find that it is the only significant investment they will make in their lives. Buying a home is a significantly costly endeavor, which also requires saving up money, doing …
Home Insurance Fort Worth TX Home insurance, or homeowner’s insurance, is a type of property insurance that covers your home along with everything you keep inside. Home insurance Fort Worth TX uses a combination of different personal insurance protections, which makes it a valuable option to consider when you want to protect the things you …
Home Insurance Fort Worth TX Liability Although a person’s home is their castle, it can also have flaws. Some major, some minor, and some which can lead to potential lawsuits. For this reason, it’s important to have comprehensive home insurance Fort Worth, TX. A liability provision needs to make sure that you – and your …
Home Insurance Fort Worth, TX Importance Now, it’s obvious that having home insurance in Fort Worth, TX is beneficial. Home insurance covers your personal property, your liability and your home itself. With this in mind, we have taken the liberty of providing you with a couple key points that you may want to consider when …
Home Insurance Fort Worth TX Excludes Flood Home insurance Fort Worth TX excludes flood insurance. Flood insurance must be purchased thru the National Flood Insurance Program and has been set up in most communities. Flood Insurance Coverage This is an insurance policy that covers losses that are attributed to the overflow of inland water. The …
Home Insurance Fort Worth TX Valuable Items “Do I need extra insurance for valuable items? ”This is one of the most common questions made by homeowners in Fort Worth, TX. Your collection of valuable items is important and as most homeowners your valuable items will increase or change over the years so be sure to talk with …
Home Insurance Fort Worth TX Actual Cash Value (ACV) vs. Replacement Cost (RC) When it comes to home insurance, there are a number of ways in which insurance companies will calculate the amount payable for lost, stolen or damaged property. The two most common ways of going about compensation are Actual Cash Value (ACV) policy, …
Home Insurance Fort Worth TX Why? Owning a home is a dream comes true for most of us, and there are many perks to owning your own home. The process of buying a home on the other hand is both time-consuming and stressful. That is why home insurance is so important as it protects you from the …
Home Insurance Fort Worth TX Reasons to Insure You have peace of mind; random acts of nature usually happen unannounced but when you have an active home insurance policy, a safety net of sorts put between you and the catastrophe. This ensures that even if you are evacuated at a moment’s notice, you are assured …
Home Insurance Fort Worth TX Risk Tolerance When it comes to selecting homeowners insurance, Fort Worth, TX homeowners and residents should consider the following three key factors: covered events and exclusions, deductibles and your level of risk tolerance. If you follow the simple suggestions below, you should be able to obtain an affordable homeowners policy …
Finding the Best Value for Home Insurance Fort Worth TX For an average home owner, home insurance in Fort Worth TX might seem a bit of a stretch. This is completely normal to understand, especially when there is nothing wrong with our property. But imagine coming home and seeing your house on fire – that’s …
Steps to take after an automobile accident Here are some helpful tips, and steps you should take if you have just had an automobile accident. If possible, move your car to avoid blocking traffic and to protect it from further damage. Call the police if somebody is injured or killed, if you can’t move your …
Insure Your Valuables Are you wondering how to protect and insure your valuables? Your homeowners insurance generally covers the contents of your home. However, there are specified limits on certain items such as jewelry, paintings, antiques, collections, musical instruments and silverware. For broader protection of your most valuable items you may want to add a …
Glossary of Homeowners Insurance Terms Below is a glossary of Homeowners Insurance Terms: Actual cash value (ACV):The value of your property, based on the current cost to replace it minus depreciation. Also see “replacement cost.” Additional living expenses (ALE):Reimburses the policyholder for the cost of temporary housing, food, and other essential living expenses, if the …
HOA Q’s Ask what type of homeowners insurance policy they are selling. Is it the HO-B, HO-A, or another policy? If it is an HO-A, ask if any coverage has been added to the base HO-A policy. Verify what they tell you with an independent source (such as the OPIC policy comparison chart ) If it is another policy …
Glossary of Auto Insurance Terms A general understanding of basic auto insurance terms will help you understand what you are and aren’t covered for in your policy. The following auto insurance terms are offered to give you a basic explanation of the terms you may hear or read when shopping for auto insurance. Feel free to give us a call at …
