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James Little Agency

Auto, Life & Home Insurance in Southlake TX

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James Little

condo insurance

When to check your insurance policy rates on your condo in 2023

February 28, 2023 by James Little

If you own a condominium in Texas, it’s important to have the right insurance coverage to protect your investment. However, insurance rates can change over time, so it’s a good idea to check your rates periodically. But when is the best time to do so? Here are some tips on the best time to check …

Read moreWhen to check your insurance policy rates on your condo in 2023
southlake boat insurance

When is the best time to check your boat insurance rates?

February 7, 2023 by James Little

If you own a boat in Texas, you know that having the right insurance coverage is essential. Not only does it protect your investment, but it also ensures that you’re covered in case of an accident or other unforeseen events. However, insurance rates can change over time, so it’s essential to check your boat insurance …

Read moreWhen is the best time to check your boat insurance rates?
hidden fees in auto insurance

Hidden Costs of Auto Insurance: What You Need to Know

January 29, 2023 by James Little

Auto insurance is an essential expense for every car owner. But did you know that there are hidden costs that you might not have considered? These costs can add up and impact your overall financial plan. In this blog post, we’ll take a look at some of the most common hidden costs associated with auto …

Read moreHidden Costs of Auto Insurance: What You Need to Know
check insurance rates

What affects your homeowner insurance rates in Texas?

January 9, 2023 by James Little

Homeowners insurance rates in Texas are influenced by several factors, including: Location: the location of the property can impact the rate. Areas prone to natural disasters or high crime rates are likely to have higher rates. Age and condition of the home: the age and condition of the home, including the presence of older electrical …

Read moreWhat affects your homeowner insurance rates in Texas?

Warning Signals That It’s Time to Review Your Homeowners Insurance for 2023

December 29, 2022 by James Little

If you’re being completely honest with yourself, it’s been quite some time since you checked in on your insurance coverage, hasn’t it? Key points The amount of protection a homeowner actually requires may shift over time. It is in your best interest to evaluate the coverage provided by your homeowner’s insurance policy on a regular …

Read moreWarning Signals That It’s Time to Review Your Homeowners Insurance for 2023

The Most Common Questions about changing Car Insurance

November 4, 2022 by James Little

A Compilation of the Most Frequently Asked Questions Regarding Changing Auto Insurance Companies Check out the following section for some answers to some of the questions that are asked the most commonly about the process of switching vehicle insurance carriers. Is switching auto insurance company subject to any kind of fee or fine? It is …

Read moreThe Most Common Questions about changing Car Insurance
insurance important

Getting Covered: Why It’s So Crucial, and How to Pick the Right Policy

October 27, 2022 by James Little

Once you’re an adult and you step out into the world, you realize that many expenses need to be paid. Some you can prepare for, but some come unexpected. Life isn’t very predictable, and anything can happen, possibly leaving you with debt. Thankfully, Insurance exists, so you don’t need to drown in debt from expenses …

Read moreGetting Covered: Why It’s So Crucial, and How to Pick the Right Policy
pet insurance

Can I Insure My Pet if They Are a Pure Breed Show Animal?

October 10, 2022 by James Little

Accidents, injuries, and sometimes death come to our beloved pets. And just like with humans, our pets can be insured, especially if they are pure-bred show animals. Similar to life insurance for humans, pet life insurance will pay for funeral costs. In addition, pet insurance covers the animal’s value in the event that it is …

Read moreCan I Insure My Pet if They Are a Pure Breed Show Animal?

Insurance 101: Why You Might Need Umbrella Insurance 

September 26, 2022 by James Little

Medical emergencies, hospitalization, the onset of illness and subsequent treatment, and ongoing medical care can all put a severe dent in your finances, so it’s essential to have some insurance coverage in case you ever need to protect yourself, your family, or your possessions financially. Insurance converts accumulated cash into productive investments. Insurance also allows …

Read moreInsurance 101: Why You Might Need Umbrella Insurance 
texas home value

Does The Amount of Land I Have Impact Home Insurance?

September 7, 2022 by James Little

In any insurance availed, the goal remains to be the same: to enable financial stability and alleviate financial losses. For some people, home insurance may seem like a luxury when it leans more on the necessity side.  Although there is an average rate for standard home insurance, the final cost of having your home insured …

Read moreDoes The Amount of Land I Have Impact Home Insurance?
student driver discounts

How to Find the Best Student Discounts on Auto Insurance for New Drivers in Texas

August 20, 2022 by James Little

Finding an affordable car insurance plan with low premiums isn’t as hard as finding an affordable student loan. It is important for young adults to save money so they can live life on a financial budget. But if you end up with car problems and no insurance, those bills can really slow you down. Many …

Read moreHow to Find the Best Student Discounts on Auto Insurance for New Drivers in Texas

Ways To Save Money On Insurance during Fall 2022

August 8, 2022 by James Little

Saving money is one goal that everyone wants. Luckily, there are some things that you can do to take some of the financial pain out of school starting. One of the things that we encourage people to think about right now is how they can save money with their insurance. Here’s three simple ideas to …

Read moreWays To Save Money On Insurance during Fall 2022
home insurance southlake

How Much Is Too Much When It Comes to the Protection for Home Insurance?

July 21, 2022 by James Little

Every one of us wants to protect our property as much as we can. It is the fruit of our labor that we have worked hard to acquire. One way of ensuring that your prized possessions, such as your home, are protected is by acquiring homeowner insurance.  However, many policyholders are still debating about how …

Read moreHow Much Is Too Much When It Comes to the Protection for Home Insurance?
insuring art

How Much Can I Insure Art For?

July 8, 2022 by James Little

After allocating a lot of your time, effort, and money to your cherished art collection, you begin to ponder how you can protect them.  Take the other types of insurance, such as health and car insurance, for example, nobody wishes to get sick, but it is crucial to make preparations.  Whether you collect art or …

Read moreHow Much Can I Insure Art For?
summer car insurance discounts

Best Way To Save Money On Car Insurance During The Summer

June 29, 2022 by James Little

Getting car insurance can give you peace of mind if you ever find yourself in an accident, your car gets stolen, vandalized, or suffers natural disaster damage. It’s a wise choice to protect your investments. Car insurance comes at a cost. But, this shouldn’t frighten you away from getting one. There are ways to lessen …

Read moreBest Way To Save Money On Car Insurance During The Summer
insuring classic cars

What Is the Best Way to Insure a Classic Car?

June 5, 2022 by James Little

The concept of car insurance is pretty simple; if you happen to be involved in an auto crash with your vehicle, your insurance company helps reduce the financial burden the incident exerts on you. Since time immemorial, insurance companies have been helping reduce the financial burden on their customers worldwide when ugly incidents occur. For …

Read moreWhat Is the Best Way to Insure a Classic Car?
firearm insurance amount

What Is The Maximum Amount That I Can Insure My Firearms For In Texas?

May 25, 2022 by James Little

Do you want to know the maximum cost of getting your firearm insured in Texas? If your answer is yes, then you’re in the right place. Here, we’ll present you with a couple of options, depending on how much coverage you want in return.  You could pay more now and get a bigger insurance claim …

Read moreWhat Is The Maximum Amount That I Can Insure My Firearms For In Texas?
multiple homes insurance

If I Own Multiple Homes, Can I Put Them All Under the Same Policy?

May 5, 2022 by James Little

Owning a home in the United States is an achievement and a primary pillar of the “American Dream.” For this reason, the need to own a house is increasing every day.  As people buy houses, the need to protect them comes knocking at the door. Owning a home is one thing; the other is protecting …

Read moreIf I Own Multiple Homes, Can I Put Them All Under the Same Policy?
insurance claims

How Long Does It Take To Get Reimbursement From A Home Insurance Claim In Texas? 

April 16, 2022 by James Little

For many Texans, housing insurance is crucial to securing the future of their homes and that of their household. As a state that is notoriously prone to natural disasters, this could not be any more important.  As a result, home insurance is popular in Texas, and it posts some of the shortest time frames for …

Read moreHow Long Does It Take To Get Reimbursement From A Home Insurance Claim In Texas? 
save money auto insurance

How To Lower Your Auto Insurance Payments?

April 5, 2022 by James Little

Today, there are several steps you can take as a vehicle owner to reduce your car insurance costs. These steps range from shopping around for quotes to boost your credit score. In addition, you can take a defensive driving course that is proven to lower your premiums. While some steps are quick and straightforward, others, …

Read moreHow To Lower Your Auto Insurance Payments?
total loss accident

What Qualifies For A Total Loss In Auto Insurance?

March 30, 2022 by James Little

Your damaged vehicle may be declared a “total loss” when the cost of repairing it exceeds its actual market value. This claim is different from minor damage claims and will require more effort on your part. This article will examine how total loss works and, more importantly, how an insurer will define a total loss. …

Read moreWhat Qualifies For A Total Loss In Auto Insurance?
home office insurance

Home Office Insurance FAQs

March 4, 2022 by James Little

Does my homeowners’ insurance policy cover my home office too? The short answer is that it does not. For the most part, homeowners’ insurance is only meant to cover personal property, i.e., ones for personal use. That means any items that are lost which are not of personal use, i.e., which are being used for …

Read moreHome Office Insurance FAQs
home insurance faq

Home Insurance in Texas – FAQs

February 20, 2022 by James Little

How to lower the cost of my home insurance policy? Well, there are quite a few ways to lower the cost of your homeowner’s insurance policy. The easiest thing is to request a comprehensive review of the policy. It isn’t surprising to find quotes on various types of homeowners insurance, which will vary a few …

Read moreHome Insurance in Texas – FAQs
home insurance fort worth

Does Home Insurance Cover Home Improvements?

February 8, 2022 by James Little

Generally, your standard homeowners’ insurance policy will cover renovations also referred to as home improvements. However, you will always want to check with your insurance agent before starting the project to ensure that you are covered adequately. There are reasons why we advise you do this: Home improvements increase the rebuilding costs of a home, …

Read moreDoes Home Insurance Cover Home Improvements?
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James Little Agency, LLC

1560 E Southlake Blvd
Suite 100
Southlake, TX 76092

+18173804952

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